My mission is to lead qualified clientele to financial independence through careful and innovative fee-based planning. I act in a fiduciary capacity for all fee-based planning engagements.
Francis J. Clement can assist with managing wealth through an investment advisory relationship. Francis specializes in designing customized solutions for high net worth and high income professionals. He also assists with creating or protecting wealth through high quality insurance solutions. A sound plan that addresses your goals under various circumstances can prepare you for the uncertainties of life. The personal touch and attention to detail that Francis J. Clement brings to his practice can add the value you have been looking for to face your long-term goals with confidence.
The Northwestern Mutual Difference
We make plans for people, not just money. So no matter your goals, we have access to top rated products and services to help you meet each one.
- Best Life Insurance Company, 20211
- We're one of the Top U.S. Independent Investment Broker-Dealers.2
- In dividends expected to be paid to policyowners in 2023.3
- AAA, Aaa, and AA+ - we've earned the highest financial strength ratings awarded to life insurers from all four major rating agencies.4
2Ranking for Northwestern Mutual Investment Services, LLC. Measured by 2020 revenue. Sources: Financial Advisor and InvestmentNews, April 2021, Financial Planning, August 2021.
3Dividends are reviewed annually and are not guaranteed. Some policies may not receive dividends in a particular year or years even while other policies receive dividends. For universal life products, in lieu of dividends, experience is reflected through changes to nonguaranteed charges and credits.
4Northwestern Mutual continues to have the highest financial strength ratings awarded to any U.S. life insurer by all four of the major rating agencies: A.M. Best Company, A++ (highest), May 2021; Fitch Ratings, AAA (highest), December 2021; Moody's Investors Service, Aaa (highest), December 2021; S&P Global Ratings, AA+ (second highest), July 2021. Third-party ratings are subject to change. Ratings are for The Northwestern Mutual Life Insurance Company and Northwestern Long Term Care Insurance Company.
